Auto Loans

AMEFCU Makes Buying a New or ‘New To You’ Auto Quick and Easy


  • Fast Pre-Approvals
  • Flexible Repayment Plans
  • Up to 100% FinancingΩ†
  • Refinance Your High Dealer or Bank Rate with AMEFCU

An AMEFCU Pre-Approval offers you more bargaining power once you get to the dealership, because you have your financing ready and waiting.


Guaranteed Asset Protection (GAP) Insurance

GAP Insurance covers the difference between your loan balance and the value assigned by your Auto Insurance carrier in the event of a total loss of the vehicle.

Unlike the dealerships, we will not try to upsell you on items you may not need or find useful, however we do offer GAP Insurance at a significantly discounted rate from the dealerships and with two major advantages over the dealerships; price and a credit toward your next vehicle purchase when financed through AMEFCU in the event that you incur a total loss.


Member Life & Disability Insurances

AMEFCU also offers Member Life and Disability Insurances to be able to lighten the burden in the event of unforeseen life events.

Ask us for more details.


New Automobile Rates

Product Term APR*Conditions
2024 – 2025Up to 60 Months5.50%Up to 100% FinancingΩ & VSI

Up to 72 Months5.75%Up to 100% FinancingΩ & VSI

Up to 84 Months6.25%Up to 100% FinancingΩ & VSI
Rates effective as of September 22, 2023

Calculate Your Loan | Apply for a Loan


Used Automobile Rates

ProductTermAPR*Conditions
2019 – 2023Up to 48 Months5.50%Up to 100% Financing & VSI
Up to 60 Months5.75%Up to 100% Financing & VSI
Up to 72 Months6.25%Up to 100% Financing & VSI
2018 & OlderUp to 60 Months7.25%Up to 100% Financing & VSI
Rates effective as of September 22, 2023

Calculate Your Loan | Apply for a Loan


*APR = Annual Percentage Rate.

Ω AMEFCU will finance up to 100% of the sales price of the vehicle, excluding sales tax, registration and insurance.

AMEFCU will finance up to 100% of the lesser of the NADA Retail or Actual Cost

Some restrictions may apply.

Rates are subject to change at any time without notice.

USA Patriot Act: Important information about procedures for filing a Loan Application with Attleboro Municipal Employees Federal Credit Union. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you is that when you file a loan application with us, we will ask you for your name, address, date of birth and other information that will allow us to identify you. We will also ask to see your driver’s license or other identifying documents no later than at the time the loan is closed.

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Attleboro Federal Credit Union